在泰国购买房产
外国人房产购买的实用指南
Buying property in Thailand as a foreigner is legally permitted for condominium units under the Condominium Act, making condos the most straightforward path to freehold ownership. While foreigners cannot own land directly, the condo ownership route is well-established, transparent, and protected by clear title deed registration at the Land Department. The key is understanding the 49% foreign quota per building and ensuring the property you want falls within that quota before committing to a purchase.
The Condominium Act B.E. 2522 (1979), amended most recently in 2021, grants foreigners the right to own condominium units in freehold, provided the building's foreign ownership does not exceed 49% of total salable floor area. Funds for the purchase must be remitted from overseas into Thailand through a Thai bank, and for amounts over $50,000 USD, a Foreign Exchange Transaction form (Tor Tor 3 / Tor.Sor 3) must be obtained as proof that the money entered Thailand legally. This certificate is required at the Land Department when registering the ownership transfer.
公寓
外国人可以直接拥有公寓，最高可达建筑总面积的49%。
土地所有权
外国人不能直接拥有土地。土地必须通过租赁权或泰国公司持有。
租赁权
30年租赁协议是确保房产权益最常见的方式。
购买流程
1
研究
研究地段、房产类型，了解所有权限制。
2
找房产
与经纪人合作或在线搜索外国人配额内的房产。
3
安排融资
大多数外国人用现金支付，但一些泰国银行向外籍人士提供融资。
4
尽职调查
验证地契，确保没有产权负担，检查建筑外国人配额可用性。
5
过户
签署购买协议并在土地局完成过户。
6
入住
接收房产，开通水电，在当地政府部门登记。
关键要求和费用
要求
- 有效期至少6个月的护照
- 资金证明（银行对账单）
- 泰国银行账户（用于资金转账）
- 超过$50,000的购买需要Tor.Sor 3（外汇证明）
典型费用
- 过户费：登记价值的2%（各承担50%）
- 特别营业税：3.3%（5年内出售）
- 印花税：0.5%（持有超过5年）
- 律师费：通常为购买价格的1-2%
Due Diligence
Thorough due diligence is essential before committing to any property purchase in Thailand. Your lawyer should verify that the title deed is a Chanote (Nor Sor 4 Jor), which is the highest and most secure form of land title, providing full ownership rights confirmed by GPS survey. Check for encumbrances — mortgages, liens, or court orders — recorded on the title at the Land Department. For new developments, investigate the developer's track record: review their completed projects, check for any pending litigation, and confirm that the EIA (Environmental Impact Assessment) approval and building permits are in order. For resale properties, request the last 12 months of CAM fee payment records to ensure no outstanding debts that could transfer to the new owner.
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